![]() ![]() Based on their repayment history, a credit score is generated by Equifax that is generally used as a parameter by lenders and financial institutions in the nation to assess your creditworthiness. How can I get in touch with Equifax in case I have any queries related to my Equifax Credit Report/Credit Score?Īns.Equifax is one of the credit bureaus of India that has the record of all the consumers and their repayment history. ![]() No, only Equifax members are allowed to access the Equifax credit bureau. I am not a member of Equifax but am a member of another credit bureau. This is because each bureau has its own proprietary scoring model that it uses to calculate an individual’s credit score. Though both TransUnion CIBIL and Equifax have the same score range of 300-900, each bureau is likely to provide a different credit score for the same individual. Why is there a difference between my Equifax Score and my CIBIL Score?Īns. However, you can check your Equifax credit score for free through Paisabazaar and receive monthly updates. However, for more than one credit report, you need to pay Rs. As per RBI, Equifax is eligible to offer one free credit report in an year. What is the cost of getting a credit score from Equifax?Īns. When applying for a credit report and all the relevant documents submitted offline, Equifax dispatches your Credit Report and Credit Score within 7-10 working days upon the successful verification and authentication of all the provided documents. How much time does Equifax take to generate a Credit Report?Īns. A longer tra ck record of responsible credit behaviour tends to positively affect your credit score. the period of time over which credit accounts have been active, also affects your credit score.
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